JARVIS

01Getting around

Jarvis is organised around a sidebar of modules: Command (your home screen), Portfolio (your investments, with nine sub-tabs), Wealth, Savings, Mortgage, Pension, Retirement, Earnings, Bonus/Commission, Fitness, Holidays, and Settings. Clicking a module with sub-tabs (like Portfolio) reveals a second row of tabs underneath — those persist as you move between them, so you can jump straight back to the one you were on.

Data refreshes automatically in the background, typically once a day, so most of what you see is current as of the last overnight sync rather than truly live. A few figures on Command update more often.

There's a privacy mode toggle that blurs every sensitive number on screen in one click — handy if you're sharing your screen or someone's looking over your shoulder. You can also switch between Night mode (dark, easier on the eyes in the evening) and Stone mode (lighter, easier to read in daylight) at any time.

02Command — the home screen

Command is what you land on and is meant to answer “what does today look like” in one glance. It's built from six parts, top to bottom:

• Hero header — a quick snapshot strip of your headline numbers.
• Wealth Position — your total net worth and how it's split across property, investments, pension and cash.
• Cash Flow & ISA — money in versus money out this month, and how much of this year's ISA allowance you've used.
• Work — a summary of your earnings and commission progress for the quarter.
• Life — a quick read on fitness and any upcoming holidays.
• Nightly Briefing — a short written summary, refreshed overnight, pulling together anything worth your attention across the whole app.

A couple of caveats worth knowing: the ISA figure shown on Command is a snapshot and can lag slightly behind same-day trading activity, and the dividend allowance figure doesn't yet account for every account type — treat both as a good general guide rather than a to-the-penny figure for tax purposes.

03Portfolio — your investments

Portfolio is where your investments live, split across nine sub-tabs:

• Brief — a plain-English summary of how your portfolio is doing.
• Holdings — every position you hold, with current value and performance.
• Performance — how your portfolio has performed over time, benchmarked where relevant.
• Pies — your Trading 212-style “pies” (themed baskets of holdings) and how each is doing.
• Dividends — dividend income received and expected, across the year.
• Strategy — your stated investing strategy and how current holdings line up against it.
• Thesis — your written reasoning for individual holdings, so future-you remembers why you bought something.
• Analyst — third-party analyst ratings and price targets for your larger holdings.
• Tax — a running view of capital gains, dividend income and allowance usage relevant to your investments.

One thing to watch: figures across these tabs can occasionally be shown in different currencies without always saying so explicitly (GBP vs. USD/EUR for overseas holdings) — if a number looks unexpectedly large or small, check which currency it's actually in before acting on it.

04Wealth, Savings & Mortgage

Wealth → Position gives you the full breakdown of your net worth: property equity, investments, pension, and cash, all in one place, with how it's changed over time.

Wealth → Cash Flow tracks money in and out each month — salary, commission, and your regular outgoings — so you can see whether a given month ran ahead or behind plan.

Savings shows your savings accounts, balances, and interest earned, plus how you're tracking against any savings goals you've set.

Mortgage shows your current mortgage balance, rate, payment, and a projection of your payoff date, along with the effect of any overpayments you've made.

05Planning ahead — Pension, Retirement & V1

Pension → Overview shows your current pension pot, how it's grown over time, and a projection of what it could be worth at various future dates under different growth assumptions.

Pension → Salary Sacrifice helps you weigh up sacrificing more of a bonus or salary into your pension versus taking it as cash. A few caveats: the default assumptions (salary, sacrifice amount) are placeholders rather than pulled from your actual numbers each time you open it, and the comparison currently assumes your ISA allowance is fully available even in years it's already used up — so treat the suggested numbers as a useful starting point for the conversation, not a final answer, and sense-check the assumptions before acting on them.

Retirement lays out two scenarios — a BHAG (big, ambitious retirement date and lifestyle) and a more conservative Fallback — showing what your pot could look like under each, and whether you're currently on track.

V1 Investment models a specific investment scenario relevant to your plans, including its likely tax treatment. One caveat: the exact tax treatment assumed here is a simplification, so it's worth double-checking the specifics with a tax adviser before treating the figure as final.

06Work — Earnings and Bonus/Commission tracking

This is where your salary, commission and bonus history live, split across two areas: Earnings (the historical record) and Bonus/Commission (the forward-looking sales tracker).

Earnings opens with your take-home pay and salary year-to-date, your total take-home across your whole career, and how much extra you've put into your pension through salary sacrifice this year. Below that: a heatmap of every commission payment by quarter going back over a decade, a chart comparing salary to commission year by year, and a full tax-year-by-tax-year breakdown table.

Bonus/Commission has three tabs:

• Performance — your in-year sales dashboard: attainment against target, total contract value (TCV) delivered and in the pipeline, a quarter-by-quarter breakdown, and how much bonus you've already been paid versus what's projected for the full year.
• Plan — turns an expected bonus into a spending/saving plan, splitting it across investments, savings, mortgage overpayments, holidays and card balances, quarter by quarter.
• What If — lets you play with attainment percentages (85%, 100%, 120%, 150%, 200%) to see what bonus each one would produce. This is the one to reach for when you're mid-quarter and want to know “if I close these two deals, where does that leave me?”

A few things worth knowing so the numbers read correctly: on Performance, the TCV figures are pipeline value in euros, even though they're displayed with a £ sign — trust the euro figure over the pound symbol. “Earned to Date” and “Already Paid” are bonus after a holdback is deducted, not after tax — think of it as your gross bonus pot minus a bit the company holds back, not your take-home cash. The Plan tab currently assumes a flat 50% tax rate on bonus and doesn't check whether you've already used up this year's ISA allowance or pension annual allowance before suggesting where money should go — treat Plan's split as a starting point and sanity-check it against your actual headroom.

07Life — Fitness and Holidays

Fitness

Five tabs, moving from “what should I do today” to “how am I trending over time”:

• Intel — the daily briefing: a recovery score, your next planned session, progress on your current cut/training phase, and how you're tracking toward a trip if you've set one.
• Log — your day-to-day data: sessions, sleep, protein and steps for the last week, plus a table of recent days.
• Progress — training volume and cardio (VO₂) trends over recent weeks.
• Body — weight, body composition and measurements over time, including long-run charts.
• Lifts — your progress on individual exercises within your current training block.

A couple of honest heads-up points: fitness data syncs from Apple Health and Hevy periodically rather than instantly, so what you're looking at can be a week or two old. Body weight and body-fat percentage can also show slightly different figures across screens, since they come from different sources — treat these as “in the same ballpark” rather than expecting an exact match.

Holidays

Four tabs: Overview (total trips, days away, lifetime spend, and a countdown to your next trip), Upcoming (budgeted cost, paid so far, and outstanding for each planned trip), History (every past trip with cost breakdown), and Budget (average cost per day and per trip across different eras).

Worth knowing: “paid so far” on upcoming trips often shows £0 even once deposits have gone out, since payment tracking for future trips isn't fully wired up yet — the budgeted and outstanding totals are more reliable than the “paid” figure.

08Settings, and getting the most out of Jarvis

Settings currently has three tabs that actually do something: V1 (assumptions for the V1 Investment screen), Fitness (training block, workout categorisation, protein target, trip buffer), and Portfolio — desktop app only — (database status, CSV import, sync check, price refresh). There's also a privacy toggle and a sync button.

You'll also spot a handful of older tabs — Mortgage, Sales, Savings, Pension and Earnings settings — left over from earlier versions of Jarvis. They still render and let you type numbers in, but nothing you enter there feeds into the rest of the app any more. If you go looking for where to update your salary or mortgage rate, it isn't in Settings — those come from the live data feed instead.

Getting the most out of Jarvis

• Start at Command each morning — it's built to be the one-glance summary.
• Use privacy mode before sharing your screen — one click blurs every sensitive figure.
• Switch between Night and Stone mode depending on the room you're in.
• Treat the “as of” date on any card as part of the number. Some screens refresh less often than Command's live feed, so a surprising figure is often just older than expected rather than wrong.
• When two versions of a similar number appear, lean on Command/Portfolio/Plan (live data) over Retirement's figures, which come from a separate, less-frequently-updated model.
• Use What If on Commission before big decisions, and cross-check Salary Sacrifice's suggested pension contribution against the Pension screen's actual remaining allowance.
• Don't rely on the legacy Settings tabs — they're inert.